Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Today, the White House announced an indefinite pause of the collection of defaulted federal student loan debt, including through the Treasury Offset Program, which applies any tax refunds towar ...

Many people struggle with debt. And thanks to high interest rates, rising costs of living, and other challenging financial conditions, that debt can be particularly hard to get out of these days.

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

WASHINGTON, DC - MARCH 12: The headquarters of the Department of Education are shown March 12, 2025 in Washington, DC. The Department of Education announced yesterday that it will reduce its staff by ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.